When I was younger I wish I’d understood finance more. I wish I knew how pensions worked, and taxes. I wish I’d understood how I could have made up years towards the state pension, how I could have reduced taxes with self assessments, paid off a mortgage faster, and benefited from tax-free investments.
I learned all of the above the hard way. By being overly taxed and having a rubbish pension. By learning what I should have done after-the-fact from others.
They should have taught this stuff in school, but they didn’t. Instead we are taught maths that we will never use. Why not teach us how to balance an account, how bank accounts work, about loans, pensions, and investing? Teach us something that will be useful when we enter the world of adulthood and financial obligations. Or at least point us in the right direction.